Household Debt Back on the Rise after Second Quarter Dip → nyfed.org/HHDC. According to the latest Quarterly Report on Household Debt and Credit, total household debt increased by billion (0.6 percent) in the third quarter of 2020, more than offsetting the decline seen in the previous quarter. The data likely reflect improvements in economic activity and the labor market, as well as the positive impacts of relief measures provided through CARES Act provisions or offered voluntarily by lenders. Mortgage originations, including refinances, continued on their upward trend as homeowners continue to take advantage of the low interest rate environment.
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